Services

Home Loan

 

  • Salaried individuals eligible for home loan
    Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
    Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
    Professionals eligible for home loan
    Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
    Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
    Self-employed individuals eligible for home loan
    Any individual filing income tax returns can apply
  • Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan
  • Determine your loan eligibility using our Home Loan Eligibility Calculator here
  • Home Loan Borrowing Limits
    Minimum - Rs. 3 lakhs
  • Margins
    For home loan upto Rs. 30 Lakhs - 10%
    For home loan above Rs. 30 Lakhs upto Rs. 75 Lakhs - 20%
    For loan above Rs. 75 Lakhs - 25%
  • Submit the documents listed below and get a Home Loan / Loan Against Property sanctioned in 5 days.